StashFin Reviews 2023: StashFin offers financial products including personal loans through its digital lending platform. You can get up to 5 lakh loans with interest rates starting from 11.99% p.a The repayment period can also be up to 36 months. A fast loan processing service can help you obtain the funds as soon as possible.
StashFin Reviews Details 2023
| Personal Loan | Details |
| loan interest rate | 15.90% to 20.75% |
| Loan Amount | Up to Rs. 5 lakh |
| Loan Tenure | 12 to 36 Months |
| Processing Fees | 1% of the loan amount+GST |
| Pre closer charges | NA |
Eligibility
- You must be a citizen of India
- Salaried & Self-employed professionals
- For salaried person must be at least 20 yrs old. A good consistent income is required.
- For self-employed person must be at least 20 yrs old. A good steady income is required.
Documents Required
1. Identity Proof (Photocopy)
- Passport
- Voters ID
- Driving License
- PAN Card
2. Address Proof (Photocopy)
- Voters ID
- Driving License
- Passport
3. Signature Proof (Photocopy)
- Passport
- PAN card
4. One recent passport-sized photograph
5. Income Proof
- The most recent bank statement (on which the salary or income is credited).
- ITR
- Balance Sheet
- Profit and loss reports for the last 2 years
- Proof of continuation
- Other documents.
StashFin Personal Loans Benefits:
- There is no need to provide collateral.
- Any expense you see fit can be paid with the money.
- Taking out a short-term loan will prevent you from getting too deeply into debt.
- A credit profile can help you find affordable interest rates.
- There isn’t much paperwork.
- Online document uploading is time-saving.
- The company will pick up any physical documents it needs from you if necessary.
- Your application status is listed within the app.
- You can get your funds at the earliest possible time with our quick loan approval process.
- Top-up loans are also available
Rate and Terms
The loan amounts range from Rs.1000 to Rs.5,00,000, with repayment periods spanning from 3 to 36 months. Our interest rates range from 11.99% to 59.99% APR (Annual Percentage Rate), although, rates can vary from case to case. All loans are repaid through Equal Monthly Installment (EMI) payments. No hidden fees are charged and processing fees are low.
Is Stashfin Safe?
The StashFin platform offers borrowers across India the convenience, transparency, safety, and security that make borrowing easy and secure.